Privacy Policy
Findlay
Family
Insurance is here to
protect and improve the personal and
financial health of all
consumers.
When you
use, access or interact with our
services, you are agreeing to our
Terms of Service and also consenting
to our information practices
disclosed and hyperlinked
herein.
How We
Collect Information
Depending on
your relationship with us, there is
only one way we may collect
information about you: (1) when you
provide it to us. We need to collect
personal information to provide
Services to you. If you do not
provide the information requested,
we may not be able to provide the
Services.
1. Information You May Provide to Us
By providing your phone number, you agree to receive text messages. Message & data rates may apply. Message frequency varies. Reply STOP to opt out, reply HELP for help.
You may provide information to us in various ways, such as through online forms, over the phone, or other means offered through our Service. For example, on our Website we may ask you some basic questions in order to generate an insurance quote for you. The types of information you provide us fit into two categories.
- Personal Information is information that identifies you personally, such as your name, postal address, email address, telephone number, or other contact information.
- Non-Personal Information is information about you or your household that, on its own, doesn’t identify you personally, like gender, income, employment status, or products of interest. This also includes information that has been aggregated in a manner such that it no longer reveals your identity
When we combine Non-Personal Information with Personal Information, we treat it like Personal Information for as long as it is combined.
Unless specifically requested, we ask that you do not send us, and you do not disclose, any additional personal information (e.g., information related to government identifiers, racial or ethnic origin, political opinions, religion or other beliefs, health, biometrics or genetic characteristics, or criminal background) during the use of our Services.
If you
disclose, to us or to our service
providers, any personal information
relating to other people in
connection with the Services, you
represent that you have the
authority to do so and to permit us
to use the information in accordance
with this Privacy
Policy.
How We Use
the Information We
Collect
We use the
information we collect from you and
third parties to operate our
Services, including to provide you
with insurance quotes, communicate
with you, and take steps to improve
your experience. Such business and
commercial purposes
include:
- To provide personalized Services to you. We use the information we collect to provide Services to you in a personalized way including offering a quote, processing transactions, maintaining and servicing your account or policy, providing customer service. We also may collect information in our capacity as a service provider on behalf of a financial service providers (e.g., insurance carriers, financial institutions). Many of the products we offer are complex, and consumers look to us to guide them to find the one that best fits their needs and goals. The information we collect gives us a more detailed picture of who you are so we can help you find the right product.
- To improve and debug our Services. We are constantly trying to improve our Services. The information we collect may be used to conduct internal research and analysis including data analytics, modeling, and recommendation Services. The information we collect also helps us improve the experience we provide to consumers, the intended functionality of our Services, and the way we match consumers to product recommendations in real time. For example, in some instances, we may use information you have provided, even if you have not completed the web flow, so that if you return to the Website this information will be pre-loaded for your convenience.
- To detect, investigate, and prevent fraud, misuse, or malicious activities. We respect your privacy and safety and therefore may use the information we collect to detect, investigate, prevent, or take action regarding incidents, threats, and misuse of natural persons, your information, or our systems. This includes suspected theft, fraud, malicious, deceptive or illegal activities, or violations of our policies. As a result, we may also use the information we collect to verify your identity.
- To communicate with you and advertise to you. For example, if you provide your phone number and email and then consent to being contacted by us, we may call you to start the quoting process. We may also text and email you information about how to contact us, personalized marketing messages, information about your shopping journey, offers, and other information pertinent to your financial services inquiry.
Opting Out
of Further Communication. Many of
the products we offer are complex,
and consumers look to us to guide
them to find the one that best fits
their needs and goals. If you’d
prefer we do not contact you, please
opt-out of further communications
from us by requesting to be placed
on our Do Not Call list, by replying
“STOP” to our text messages, or by
unsubscribing from our email
list.
Who We
Share Information With
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Tracking
& Analytics
Technologies
We may use various technologies to collect and store information in connection with your use of our Services. These may include things like cookies, browser storage, web beacons, and other tracking technologies.
Cookies.
Cookies are a standard feature of
our Services that allow us to store
small amounts of data about your use
of our Websites. A cookie is a small
piece of information that a website
can send to your browser. It acts as
a tag that identifies your computer
but may not identify you personally.
Cookies store information such as
web pages viewed, advertisements
clicked, browser preferences,
etc.
How We
Protect Your Information
We seek to
use reasonable administrative,
technical and physical safeguards,
and other security measures to
protect personal information within
our organization from growing
threats. Unfortunately, no data
transmission over the Internet or
data storage system can be
guaranteed to be 100% secure. Please
note that information you send to us
electronically may not be secure
when it is transmitted to us. We
recommend that you do not use
unsecure channels to communicate
personal information to us through
the use of the Services. If you have
reason to believe that your
interaction with us is no longer
secure, please immediately notify us
in accordance with the contact
methods provided below.
How Long
We Retain Information
Findlay Family Insurance retains personal information for as long as needed or permitted in light of the purpose(s) for which it was obtained and consistent with applicable law.